The Debt

Review Company

+27827496478

If you are looking for debt counselling in Durban, let the Debt Counselling Centre help you out.

Are you struggling with keeping up with all of your credit obligations and feel as though you are only getting into a deeper hole because of interest rates?

Over-indebtedness affects many South Africans across all income levels and can feel like an inescapable cycle at times. This is because there are a myriad of costs associated with each debt that you have and some may have transaction costs and interest rates that make it unmanageable.

With the help of a debt counsellor and debt consolidation, you can be placed under debt review where all of your debts are bundled into one debt with a lower interest rate.

In 2007, the South African government, through the National Credit Act, introduced debt review to help South African so find a way out of debt. Through this process, you are placed under debt review, which gives you protection from creditors and allows you to focus on paying off the one single payment until your debt is settled.

How Does It Work?

Our Process

Our debt counselling process involves 5 easy steps.

1. Complete the Assessment form

Fill in the Assessment form on the website. It will take a few short minutes and give us some of the information we need to assist you in getting started.

2. Assessment

We will conduct an obligation-free assessment of your debt to determine your debt status and how to best structure your finances.

3. Debt Review

You are placed under debt review. Your creditors and the relevant bureaus will be informed that you are under debt review

Your loans are consolidated into one online with a better interest rate that we negotiate on your behalf, which will allow you to pay less overall. The debt review is now a court order and you

4. Finalisation

Once you are under debt review, our lawyers will handle the application to the court to make your payment plan a court order. This means that you will now be protected from other creditors and only have to worry about the one payment.

5. Recovery

During the debt counselling process, you will be paying less interest for your combined debt and safe from legal action from your creditors. This will allow you to have enough money to pay for your expense and you are now on your way to being debt free.

Related Article: Complete Debt Review Guide

What makes a good debt counsellor?

It is important to make sure that you have a suitably qualified and competent debt counsellor to assist you with the process of debt review. It is key that the debt counsellor engages with your creditors and follow the appropriate procedures to ensure that you are protected.

With the wrong debt counsellor, if the process is not followed correctly, you can end up in a situation where are made your payments on time but because of incorrect process, creditors challenge the debt review and get it cancelled, leaving you with even more charges even though you made your payments.

Debt Counselling Centre has professional and qualified consultants and a proven track record. We engage with your creditors and negotiate a payment plan that is best suited to your situation.

Contact Us for Debt Counselling Durban

So if you are looking for debt counselling in Durban, contact Debt Counselling Centre.

Our coverage encompasses the whole eThekwini Metropolitan Municipality and includes Berea, Umhlanga, and other surrounding towns. To get in touch with us, simply fill the contact form and one of our qualified consultants will get in touch with you soon. Alternatively, you can contact us on WhatsApp or send us an email.

The Debt

Review Company

123 XXX XXXX