Are you looking for debt counselling South Africa? If you struggle to pay off debts without enough money to cover basic living costs, you may be over-indebted.
Debt review, also known as debt counseling, has rescued thousands of South Africans who were on the verge of facing legal action from their creditors. The good news is it can help you too.
The credit industry is vicious, and without the proper support and management skills you can easily find yourself drowning in debt, with countless creditors knocking at your door.
Paying off credit debt is a legal obligation, and your creditors will not have sympathy for you or make exceptions for late payments, even if you are dealing with significant life changes like job loss or a medical emergency.
If you do not pay off your credit debt in time, your creditors can take legal actions that can seriously uproot your life as you know it— repossession of assets like cars and homes are common.
Debt review will protect you from your creditors, while enabling you to pay back your debt in more manageable installments until you are debt free.
Don’t become a victim of the credit industry, apply for debt review today.
If you are over-indebted and finding it hard to make ends meet while paying off your credit debt, then debt review may be the solution for you.
Debt review is a formal debt relief program in which national accredited debt counselors help negotiate the terms of your debt agreements to help you pay back your debts on a more feasible schedule. During this time, you will be protected from legal action from your creditors.
The debt review process is easy.
1. Apply for debt review
2. Report your income, expenses, and debt information
3. Get approved for debt review
4. Receive your restructured debt payment plan from your debt counselor
5. Meet your credit debt payments according to the restructured plan
6. Pay your debt in full and get exited from the debt review program
7. Your credit history is erased
8. Build your credit back stronger than it has ever been
With debt review, you will no longer need to live in fear, worried that your creditors can seize your belongings at any moment. Debt review is a chance to show creditors that you are serious about honoring your credit agreements.
When you complete debt review successfully, your negative credit history is erased, giving you a second chance to rebuild your credit.
You will no longer need to worry about whether your poor credit history will affect your ability to take out a loan for a home or other big dreams that you have for the future.
Say yes to a second chance. Get your free assessment for debt counselling today!